First and foremost Chime is definitely more then just a instant pay loan type app honestly the instant pay portion of Chime app Is the tip of the iceberg honestly. But for the sake of this video we are going to discuss the Spotme feature of the app.
You will only get approved for the Spotme feature of the app if you have gotten a deposit of $200 Or more. It doesn’t have any additional fee’s or Interest to use this feature but it’s really based on the fact your longevity with using Chime. Your not going to go and get an Chime account and get access to the Spotme feature right up front.
Honestly in my opinion Chime shouldn’t be downloaded if your looking for moneyAsap because it won’t happen through Chime at all.
Your better off downloading the other apps I’ve listed in this series of the 10 Apps that Let You Borrow Money Instantly. Chime is a great fintech app otherwise. You have no no monthly fees for the online banking. You have a FEE-free overdraft benefit up to $200 on Chime debit Card purchases. You can get paid up to two days early with direct deposit. Deposit checks from anywhere just snap a photo of the check set money assist with Automatic Savings features. Personalized security settings and your funds are FDIC insured. Which is always a plus.
All in all Chime is a great banking app that can provide you an instant pay loan if you need some money in a pinch but only if you’ve been using the app and getting direct deposits on a regular.
But as always if you use apps like this on a regular to get you out of financial problems on a monthly basis then you need to reevaluate your financial situation. Start budgeting and paying attention to what you spend your money on. If you don’t know where your money is going there is no way for you to change the narrative of living pay check to pay check.
With that being said if you want to learn how to build your own economy and create financial freedom using your own talents and interests with social media click the link below and go to wealthbuilderzsystem.com
Thanks for reading,
DeVaughn Burke