Ok so let’s say you’re having an issue and need some cash in a pinch. Maybe you don’t have gas money to get to work today but you know tomorrow you’ll get paid and you’ll have the money then Earnin app is the app for you.
Earning app is an app that doesn’t charge any mandatory fees or interest for you to take small cash advances against your paycheck. It also offers early paycheck access and low balance alerts for your bank account.
The cons to this app are that they only provide low withdrawal limits and eligibility is limited to those using direct deposit, And this direct deposit has to be at a “certain type of bank”. It can’t be with Varo, Chime or any bank that’s not brick and mortar.
With the Earnin App you can take out $100 a day based on your actual income you make and what is directly deposited into your account. There are no fees with the cash out. They just ask for a tip when you cash out your money. The tip is up to $14 though.
They will take the money back on autopilot as soon as you get paid so make sure you remember that when your money gets deposited into your account that at least $100 is going to Earnin.
Please remember that these apps are made for getting out of a financial pinch. Not something you should be using on a consistent basis. If you want to sign up to earnin app click here.