Homeowners in the U.S. are sitting on [their highest share of home equity](https://www.realtor.com/research/changes-in-value-of-household-real-estate-q2-2024/) since the 1950s, following a period of rapid price increases. Equity, measured as a share of total real estate value for owner-occupied homes, hit 72.7% in the second quarter of 2024, the highest level since 1958, according to the Federal Reserve’s latest
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