Yup your personal credit sucks.
It’s causing all kind of problems in your life. You can’t get the credit you need to fix your car or your credit won’t allow you to move to a different neighborhood. Your credit won’t allow to get that new job because yes they check credit too.
You definitely can’t get a new house with bad credit. You can’t get a phone service and the list can go on and on when it comes to having bad credit. The beautiful thing is bad credit can be fixed and it can be fixed for under a $100.
All it takes is some know how and a little bit of time.
Step 1
Go to https://yourfreedisputes.com and use their free software to start repairing your credit on your own
Connect your credit reports (less than $30) and use the software to make dispute letters on negative and incorrect items that are hurting your credit and then send them to the credit bureaus.
Step 2. While you’re waiting for responses, start building positive credit make an account on creditstrong.com
Pay them monthly for a year (less than $30) and they will report the payments to your credit (and you get your money back after)
Get an account with the Extra.app ($12)
They let you build credit from transactions you make from your checking bank account.
They don’t check your personal credit but will report to your personal credit. Use it for small purchases like gas and pay off weekly. They will report to all 3 personal reports.
Step 3. If you have a ton of credit card debt, start putting your cash on the credit cards and pay down to 10% before the STATEMENT DATE (notice I didn’t say due date).
Once the statement date passes and it reports to your credit, use the credit card to pay your bills and do it again every month.This can be all be done with less than $100 a month. Fixing your credit is a process but this is a start!
You’re welcome 💪🏾💪🏾
Building your personal credit is important because it will help you take out that business loan to start growing your business or start one.
If you’re interested in getting a business loan or at least getting more information click here
Until next time Wealthbuilderz
It’s the man the myth
The Wealthbuilder himself
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How to fix your credit for less then $100
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