High mortgage rates are falling—and while all homebuyers will benefit from this, a new report found that those living in certain areas will reap the returns more than others. According to a [recent analysis](https://www.realtor.com/research/mortgage-status-acs/) by [Realtor.com®](http://Realtor.com), cities such as [Denver](https://www.realtor.com/realestateandhomes-search/Denver_CO), [Raleigh, NC](https://www.realtor.com/realestateandhomes-search/Raleigh_NC), and [Baltimore](https://www.realtor.com/realestateandhomes-search/Baltimore_MD) will likely feel a more substantial impact from declining rates in
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